Delinquent accounts are one of the incorrect data seen in my TransUnion-provided credit report. I am unable to apply for credit cards, loans, or similar services as a result of my error. One loan officer alerted me of the mistakes in the reports. I verified the clarity of the other two reports, which were from Experian and Equifax. How can I get the information updated? Is there any way to avoid getting sued, or do I need to get a lawyer since it's inevitable?
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Although you can really fix the mistakes on your own, doing so without legal assistance may occasionally be more challenging and take longer. After reading over your report and noting any errors, write a letter to the credit reporting company pointing out all the errors you discovered. Because the letter could be utilized as evidence in a future case, I advise you to mail it rather than file it over the phone or online. Employ an attorney if you feel that the process is too complicated for you. More details on the dispute procedure may be found here: https://medium.com/@scorecred10/wrong-data-on-transunion-credit-report-baece5b80069